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ADVANCE SERVICE (THE GOLD PACKAGE)
GOLD PACKAGE — J&N CREDIT CONSULTANT
Elevate your financial future with the Gold Package from J & N Tax & Credit Consultant LLC. Designed for individuals and small-business owners ready to move beyond basic credit repair and build long-term financial strength, this premium service combines expert strategy, personalized coaching, and measurable results.
What’s included
Comprehensive credit audit: Full review of all credit reports (TransUnion, Equifax, Experian) to identify errors, negative items, and opportunities.
Dispute management: Drafting and submission of disputes and validation requests, plus ongoing follow-up until resolved.
Customized credit rebuild plan: Actionable, month-by-month roadmap tailored to your goals (home purchase, auto loan, business credit, lower rates).
Debt strategy & prioritization: Recommendations for payoff sequencing, consolidation options, and negotiation strategies to reduce interest and principal where possible.
Authorized-user and tradeline guidance: Evaluation and safe implementation of authorized-user adds and tradeline strategies to accelerate score improvement.
Credit monitoring & alerts: Enrollment setup and interpretation of real-time monitoring for suspicious activity, new inquiries, and score changes.
Personalized coaching sessions: Four 45-minute one-on-one strategy calls (virtual or phone) to track progress, refine strategy, and teach sustainable credit habits.
Financial-lending preparation: Pre-application readiness review and documentation checklist to maximize approval chances for mortgages, auto loans, business lines of credit.
Education & tools: Personalized budgeting template, credit habit checklist, and a 30-day action toolkit to lock in new behaviors.
Progress reports: Monthly score tracking and a clear metrics report showing improvements and next steps.
Why choose Gold
Strategic, not generic: Plans built from data and tailored to your specific credit profile and financial goals.
Results-focused: We combine dispute work with proactive rebuilding tactics to create measurable score gains and better lending outcomes.
Ongoing support: Regular coaching and monitoring to keep you on track and prevent backsliding.
Expert advocacy: Experienced consultants who communicate effectively with bureaus, creditors, and you — the client.
Ideal for
Prospective homebuyers or small-business owners needing credit improvement before applying for financing.
Individuals with multiple derogatory items who want an aggressive, structured recovery plan.
Anyone ready to build sustainable credit habits and improve long-term borrowing power.
Investment Gold Package pricing is designed to reflect the breadth and depth of services provided. Contact us to schedule a complimentary eligibility review and receive a transparent quote tailored to your credit complexity and goals.
How to start Book your personalized consultation today and receive a preliminary credit readiness assessment. Take control of your credit trajectory with the Gold Package from J & N Credit Consultant — strategic, measurable, and built to last.
GOLD PACKAGE — J&N CREDIT CONSULTANT
Elevate your financial future with the Gold Package from J & N Tax & Credit Consultant LLC. Designed for individuals and small-business owners ready to move beyond basic credit repair and build long-term financial strength, this premium service combines expert strategy, personalized coaching, and measurable results.
What’s included
Comprehensive credit audit: Full review of all credit reports (TransUnion, Equifax, Experian) to identify errors, negative items, and opportunities.
Dispute management: Drafting and submission of disputes and validation requests, plus ongoing follow-up until resolved.
Customized credit rebuild plan: Actionable, month-by-month roadmap tailored to your goals (home purchase, auto loan, business credit, lower rates).
Debt strategy & prioritization: Recommendations for payoff sequencing, consolidation options, and negotiation strategies to reduce interest and principal where possible.
Authorized-user and tradeline guidance: Evaluation and safe implementation of authorized-user adds and tradeline strategies to accelerate score improvement.
Credit monitoring & alerts: Enrollment setup and interpretation of real-time monitoring for suspicious activity, new inquiries, and score changes.
Personalized coaching sessions: Four 45-minute one-on-one strategy calls (virtual or phone) to track progress, refine strategy, and teach sustainable credit habits.
Financial-lending preparation: Pre-application readiness review and documentation checklist to maximize approval chances for mortgages, auto loans, business lines of credit.
Education & tools: Personalized budgeting template, credit habit checklist, and a 30-day action toolkit to lock in new behaviors.
Progress reports: Monthly score tracking and a clear metrics report showing improvements and next steps.
Why choose Gold
Strategic, not generic: Plans built from data and tailored to your specific credit profile and financial goals.
Results-focused: We combine dispute work with proactive rebuilding tactics to create measurable score gains and better lending outcomes.
Ongoing support: Regular coaching and monitoring to keep you on track and prevent backsliding.
Expert advocacy: Experienced consultants who communicate effectively with bureaus, creditors, and you — the client.
Ideal for
Prospective homebuyers or small-business owners needing credit improvement before applying for financing.
Individuals with multiple derogatory items who want an aggressive, structured recovery plan.
Anyone ready to build sustainable credit habits and improve long-term borrowing power.
Investment Gold Package pricing is designed to reflect the breadth and depth of services provided. Contact us to schedule a complimentary eligibility review and receive a transparent quote tailored to your credit complexity and goals.
How to start Book your personalized consultation today and receive a preliminary credit readiness assessment. Take control of your credit trajectory with the Gold Package from J & N Credit Consultant — strategic, measurable, and built to last.